Kathmandu. In the last one year, commercial banks have increased their deposits by Rs 14.09 billion and loans by Rs 23.37 billion.

Nabil Bank has been the biggest depositor in the first week of Chaitra 2077. Nabil Bank has increased its deposits by Rs 4.85 billion. Nabil Bank has increased its deposits by Rs 13.93 billion since mid-July. Of which, Rs 4.85 billion has been in the last one year.

Last year, Nabil Bank announced plans to offer 7.51 percent interest rate on time deposits to increase deposits. Nabil Bank currently has a deposit of Rs 206 billion and a loan of Rs 186 billion.

After Nabil, Kumari Bank has been in the second place in increasing deposits last year. Kumari Bank had increased its deposits by Rs 4.65 billion.

NIC Asia Bank was the biggest loser last year. NIC Asia Bank's deposits have declined by Rs 3.61 billion. However, NIC Asia is the largest depositor and lender this year. NIC Asia Bank has increased its deposits by Rs 72.85 billion to Rs 283 billion. Similar loans have been increased by Rs 80 billion to Rs 254 billion since mid-July.

On the loan side, Nepal Bank has increased the most last year. Nepal Bank has increased its loan by Rs 2.33 billion.