Kathmandu. In October, commercial banks disbursed Rs 122 billion in loans and Rs 138 billion in deposits. The banks have been conducting this loan disbursement and deposit collection from September 16 to 20.

Banking interest and installment capitalization is also expected to significantly improve banks' profits. Nepal Rastra Bank (NRB) has provided the facility to restructure and reschedule the interest and installments of the affected debtors and the banks have been able to take proper advantage of it. Commercial banks have increased loans by Rs 71 billion in the last week of September alone. Banks, which had disbursed Rs 2.964 trillion as of September 10, have increased to Rs 3.035 trillion by September 12. The credit flow of the bank, which has been increasing gradually since September, has increased even more in the last week.

Similarly, commercial banks have collected Rs 36.54 trillion in deposits as of September 15. As many as 27 commercial banks have collected Rs.

Even the deposits collected were stagnant in the same number of banks as the banks could not disburse loans since the beginning of Covid.