Kathmandu: Banks and financial institutions have made general changes in interest rates. According to the interest rates made public by the banks to be implemented from March 20, only a few banks have increased their interest rates as compared to March. New interest rates on deposits and loans made public by banks are

 NIC Asia Bank : NIC Asia Bank has announced the new interest rate with effect from March 20. The bank has stated that it will give 2.10% interest rate on savings. As per the new interest rate, interest on term deposits will be up to 7.10%. The base rate of the bank till mid-January is 6.69%. The bank says that it will provide loan by adding premium up to 7%. The bank has fixed interest rate of 13% to 15% for fixed loan.

 Nepal SBI Bank : Nepal SBI Bank has fixed the interest rate on savings from 0.50% to 3%, maximum 6.50% on personal term and minimum 3%. As of mid-January, the bank's base rate is 7.31%. The bank has informed that the interest rate of the loan will be determined by adding premium from minimum 1.50% to maximum 5%.

 Nabil Bank : Nabil Bank has set a minimum interest rate of 2.51% and a maximum of 4.51% on savings. A maximum of 6.50% interest is to be paid on personal term. This is an interest rate for a period of more than one year. The interest rate for 3 months has been fixed at 4%. Meanwhile, the bank's base rate is 5.58% till mid-January. The loan will flow by adding premium up to 7%. The bank has stated that it will provide loans at a minimum interest rate of 8.49% to 11.50% for fixed interest home loans.

Century Commercial Bank :  Century Commercial Bank has set a minimum interest rate of 2.75% and a maximum interest rate of 4.75%. The maximum interest rate for personal term has been fixed at 7.75%. This is an interest rate for a period of more than one year. As of mid-January, the bank's base rate stood at 7.79%. The bank says that it will provide various loans by adding premium from 3% to 6%. The fixed interest rate for home loan is fixed at 11.49% to 12.99%.

 NMB Bank : NMB Bank has set a minimum savings rate of 3.10% and a maximum of 5.10%. The maximum interest rate for individual term is 8% and the minimum is 5.75%. The base rate till mid-December is 7.40%. The bank says that it will provide loan by adding premium up to a maximum of 5%.

 Everest Bank : Everest Bank has set a minimum interest rate of 2% to a maximum of 4%. The maximum interest rate for personal term is 6.75% and the minimum is 4.75%. As of mid-January, the bank's base rate is 6.40%. The bank gives loan by adding premium up to a maximum of 5%.

 Himalayan Bank : Himalayan Bank has set a minimum interest rate of 4% and a maximum of 6.50% for savings. The base rate of the bank till mid-December is 6.83%. The bank says that it will provide loan by adding premium up to a maximum of 5%.

 Machhapuchhre Bank : Machhapuchhre Bank has set a minimum interest rate of 2% to a maximum of 4%. The interest on personal term is fixed at 7%. As of mid-December, the bank's base rate is 7.56%. The bank has stated that it will provide loan by adding premium up to 7%. The bank has set a minimum interest rate of 9.89% and a maximum interest rate of 12.24% for a fixed interest rate.

 Mega Bank :  Mega Bank has set interest rates ranging from a minimum of 3.50% to a maximum of 5.50%. The maximum is fixed at 7.25% of personal term deposit. This is for a term deposit of more than two years. As of mid-January, the bank's base rate is 6.97%. Mega says that the loan will flow by adding premium up to a maximum of 5%.

 Global IME Bank :  Global IME Bank has set a minimum interest rate of 2% and a maximum interest rate of 4% on savings. The maximum interest rate is fixed at 7% for individual term. The bank's interest rate till mid-December is 6.76%. The loan will flow by adding premium up to 6%. For a fixed interest rate, the bank will provide loans at a minimum interest rate of 7.99% and a maximum interest rate of 13.99%.

 Sunrise Bank : Sunrise Bank will offer a minimum interest rate of 2.50% and a maximum interest rate of 4%. Henceforth, 7% interest has been fixed on term deposits for individuals. As of mid-January, the base rate of the bank is 7.12%. The bank has stated that it will provide loan by adding premium up to 6%. The bank has set a minimum interest rate of 10.50% and a maximum interest rate of 13.50% for a fixed interest rate.

 Civil Bank :Civil Bank has 3.75% of all savings. The maximum interest rate for personal term has been fixed at 8.75%. In addition, the interest rate on 4-month term deposits has been fixed at 6%. Meanwhile, the base rate of the bank till mid-January is 8.16%. The bank says that it will provide various loans by adding premium from 1% to 5%.

Nepal Bangladesh Bank : Nepal Bangladesh Bank has set a minimum interest rate of 2.75% and a maximum of 4% for savings. The maximum interest rate for individual term is 7.75% and the minimum is 6%. The bank has fixed minimum interest rate of 9.99% and maximum interest rate of 12.99% for fixed loans.

 Laxmi Bank :Lakshmi Bank has set a minimum interest rate of 2.5% and a maximum of 4.5% on savings accounts. The interest rate on term deposits is 6% for individuals for 3 months and up to 7% for one year. The base rate of the bank till December is 7.24%.

Kumari Bank : Kumari Bank has fixed minimum 2% to maximum 4% interest rate on savings account. The bank has fixed interest rates on personal term deposits ranging from 6.50% to 7%. Similarly, a premium of up to 7% has been fixed on the base rate for various types of loans.

Siddhartha Bank : Siddhartha Bank has announced new interest rates for the month of April. The bank has mentioned to give minimum 2% to maximum 4% interest rate on savings. The bank will offer a minimum interest rate of 6.5% to a maximum of 7% on term deposits.

The bank has stated that the premium will be increased from a minimum of 3.50% to a maximum of 5% on the base rate when giving various types of loans. The bank has fixed a minimum interest rate of 8.49% and a maximum interest rate of 11.49% for a fixed interest rate.

 Citizens Bank : Citizens Bank has set a minimum interest rate of 2% and a maximum interest rate of 4%. The maximum interest on personal term has been fixed at 7%. This is an interest rate for a period of more than one year. The base rate of the bank till mid-January is 7.85%. The bank says that various loans will be given by adding 2% to 5% premium.

Prime Commercial Bank : Prime Commercial Bank has set a minimum interest rate of 2.50% and a maximum of 4.50% for savings. The maximum interest rate for individual term is 7.25% and the minimum is 5%. The base rate till mid-December is 7.85%. The bank says that it will provide loan by adding premium up to a maximum of 6.75%. The bank has fixed minimum interest rate of 10% and maximum interest rate of 11% for fixed loan.

 NCC Bank : NCC Bank has set a minimum savings rate of 2.50% and a maximum of 5%. The maximum interest rate for individual term is 8% and the minimum is 6.25%. The base rate till mid-December is 7.85%. The bank says that it will provide loan by adding premium up to a maximum of 5%. The bank has fixed a minimum interest rate of 9.35% and a maximum interest rate of 11% for fixed loans.

  (Source: Information and advertisements made public by banks)