Kathmandu. Nepal Rastra Bank has disbursed liquidity of Rs. 185.50 billion through repo in the first three months of the current Fiscal Year. Similarly, despite providing liquidity of Rs. 822.68 billion through permanent liquidity facility, there is lack of liquidity in banks and financial institutions.

Banks and financial institutions are unable to provide loans. Some banks have been pushing for new loan seekers, while others are asking to be contacted later. Deposits, which stood at Rs. 42.33 trillion in mid-November last year.

As of mid-August, 41.71 trillion had been deposited and 3.872 trillion had been invested. As of mid-October, deposits reached Rs 42.69 trillion while loans stood at Rs 3.98 trillion. Banks and financial institutions lack liquidity as deposits do not increase but loans only increase. Deposits are under pressure due to lack of significant increase in capital expenditure and comparative increase in remittances.