Kathmandu. NMB Bank has succeeded in attracting other banks and financial sector to this technology by using this new technology in the banking sector of Nepal. Many technologies have been developed in Nepal to transfer money online. NMB Bank has developed a technology that allows employees who have an account with the bank to apply online for a loan of up to Rs 200,000 without collateral. CEO KC said that a loan of Rs 200 million has been disbursed so far.

Based on the past goodwill of the bank account holders, the basis on which they can get the loan is prepared by the AI ​​of the bank and it sends SMS to the customer. If the customer needs a loan, they also have the opportunity to click on the same SMS.

After clicking on that option, the file for loan is ready. The loan is repaid only after the customer clicks on the loan that he can take in the said file. Customers who have opened an employee account with NMB Bank for three consecutive months can avail loans up to three times their salary. The bank is now planning to increase the loan limit as it is getting more customer satisfaction in this service.

The robot can perform routine manual tasks (including filling out forms). The bank has stated that it is launching a new service that can give loans using related applications. The bank has said that it will launch new services as soon as liquidity in the banking system eases. In which even the big debtors are now working to complete the process of taking their loans without reaching the bank.

NMB Bank, which has been providing new services by adopting technology, is preparing to introduce new technology in loans. Robotic process automation technology in loans, including the approval of loans on the basis of Artificial Intelligence (AI) for loans from the customer's account with an employee's account in the bank.