Kathmandu. Eighteen18 commercial banks have reached the stage of not being able to invest in loans. According to the financial statements released by the banks up to the third quarter of the current fiscal year, the credit-deposit ratio (CD ratio) of 18 commercial banks has reached more than 90 percent and they have reached the stage of non-investment.

Prime Commercial Bank is seen as the bank with the highest CD ratio. The bank has a CD ratio of 99.62 percent. Similarly, the CD ratio of Nepal SBI Bank is 95.35 percent.

The CD ratio of Bank of Kathmandu has reached 94.67 percent, Mega 94.45 percent, Century 93.57 percent, Global IME 93.07 percent, Agriculture Development 92.51 percent and Nepal Investment Bank 92.43 percent.

Similarly, Sunrise Bank, Himalayan, Everest, Kumari, Nabil, Nepal Bangladesh, Citizens, NMB, Nepal Bank and Civil Bank are among the banks with CD ratio of 91 to 90 percent.

Nine banks have implemented CD ratio. Nepal Rastra Bank has made an arrangement that the CD ratio of banks should be maximum 90 percent. According to the same provision, the CD ratio of nine commercial banks is less than 90 percent.

Prabhu Bank tops the list with the lowest CD ratio. Prabhu Bank's CD ratio is 82.11 percent. Standard Chartered Bank's 82.69 percent, NIC Asia's 86.18 percent, Sanima's 87.22 percent, Lakshmi's 87.24 percent, Rastriya Banijya Bank's 88.17 percent, Machhapuchhre's 89.13 percent, NCC's 89.14 percent and Siddhartha Bank's 89 percent. .78 percent CD ratio.