Kathmandu. More than 12 crores have been given in share mortgage loan, it has been arranged that 100% loan loss should be arranged. Nepal Rastra Bank has made this arrangement by issuing the unified guidelines of monetary policy for the financial year 2079-80. Banks and financial institutions are required to maintain 100% loan loss provision in case of extending or renewing loans beyond the specified limit.

In the consolidated instructions issued by the National Bank, it is said, 'The maximum single obligor limit for margin loans from any or all licensed institutions is Rs. 12 million has been fixed.

Similarly, if a borrower has received more than the limit before August 8, 2078, such loans should be gradually reduced and regularized within the repayment period of the loan or one year from that date, whichever is earlier. The National Bank has said that the banks and financial institutions providing such loans should ensure that the limit is not exceeded while granting or renewing the loan.