Kathmandu. NIC Asia Bank has maintained its ability to provide high returns as in the previous year. Among the commercial banks, NIC has been able to give the highest return of 21.94 percent. This is seen in the data provided by the Nepal Bankers Association based on the raw financial statements of the banks.

Looking at the rate of return on shares, it is seen that after NIC, the government-owned National Commercial Bank can give a return of up to 18 and a half percent. Siddharth Bank is ranked third in the calculation based on the profit after tax. It has earned a return of 17.22 percent per share. Machhapuchhre Bank has also gained the status of giving higher returns last year. It is seen that he can give 16.91 percent return. The rate of return of global IME has been seen to be high in big banks.

After that NMB and 'low profile' banks Sanima, Kumari, Prime and Prabhu have also managed to be in the 'top ten' in terms of returns. Sunrise, Standard Chartered, Mega and NCC Bank have also made the ability to give more returns than the average (13.77 percent).

Nabeel Bank, which is counted among the strongest, has been very weak in terms of returns. He is ranked 23rd out of 26. Lakshmi Bank is in a weaker condition than Nabil. Then there are government-owned Nepal Bank and Krishi Bikas Bank. Except for agricultural development, all the banks seem to have earned returns in at least double digits.

Nepal Investment, Civil, Himalayan, Everest, Century, Citizens, BOK and Nepal SBI Bank are among those earning less than average returns. These banks earn between 10 and a half to 13 and a half percent. This data shows that the bank's capital and aggressive expansion alone cannot increase the rate of return.