Kathmandu. Banks and financial institutions, which have been suffering from lack of liquidity for a long time, are not able to invest. Among the 26 currently operating commercial banks, it is seen that Prabhu Bank has more investable capital.

In the statistics of Nepal Bankers Association, Prabhu Baik has the highest investable capital in the month of July of the current financial year, while Century Commercial Bank has the lowest investable capital. During this period, the CD ratio of Prabhu Bank is 82.88 percent while the CD ratio of Century Commercial Bank is 91.63 percent.

Similarly, there are two banks with low investable capital. It seems that the CD ratio of these banks is more than 90 percent. In which the CD ratio of Nepal Bank is 90.72 percent and the CD ratio of Nabil Bank is 90.92 percent in the statistics of Bankers Association.

Similarly, there are 23 commercial banks with less than 90 percent credit ratio. In which the CD ratio of Prabhu is 82.88 percent, National Commercial Bank 89.93 percent, NIC Asia Bank 86.37 percent, Sanima 84.80 percent, Standard Chartered 88.85 percent, Machhapuchhre 86.60 percent, Siddharth 88.09 percent, It is seen in the statistics that Lakshmi has 86.99 percent.

Similarly, the CD ratio of NMB Bank is 87.41 percent, Civil 87.80 percent, Century Commercial Bank 91.63 percent, Nabil 90.92 percent, Nepal Bank 90.72 percent, Citizens International 87.80 percent and Everest Bank's CD ratio 86. is .79.

Similarly, 89.95 percent of Global IME, 89.66 percent of Bank of Kathmandu, 88.68 percent of Mega, 89.17 percent of Prime, 84.64 percent of Nepal SBI, 89.32 percent of Agriculture Development, 89.31 percent of Kumari and Nepal According to the statistics of the Bankers Association, the CD ratio of Investment Bank is 86.76 percent, Nepal Credit and Commerce Bank is 89.81 percent and Himalayan Bank is 89.47 percent.