Kathmandu. Margin-type share mortgage loans have decreased in one year after Nepal Rastra Bank's tightening. Within a year, most of the banks have reduced share mortgage loans. However, three banks have increased share mortgage loans. In which Nabil Bank, Machhapuchhre Bank and Krishi Bikas Bank have increased share mortgage loans.

Nabil Bank has increased by 4.49 percent i.e. 296 million rupees to 6.88 billion rupees share mortgage loan. In August last year, the bank disbursed only 6.59 billion rupees in share mortgage loans. Similarly, Machhapuchhre Bank's share mortgage loan has increased by 9.80 percent to 1.1 billion rupees. During the same period of last year, the bank provided only 1.5 billion rupees in share mortgage loans. The bank increased the share mortgage loan by Rs. 98 million in one year.

Similarly, share mortgage loans of Krishi Bikas Bank increased by 179 percent to 1.15 billion rupees. During the same period of last year, the bank provided only Rs 41.2 million share mortgage loans. The bank has increased the share mortgage loan by Rs 74 crore in one year.

Similarly, Nepal SBI Bank, which did not provide share mortgage loans last year, has provided share mortgage loans of Rs. 32 million till last August. By the end of August, Everest Bank's share mortgage loan has decreased the most. Bank's 68 percent decreased to 776 million rupees, NAB Bank decreased 59.31 percent to 1 billion 447 million rupees, NIC Asia Bank decreased 58.50 percent to 1 billion 77 million rupees, Kumari Bank decreased 49 percent to 2 billion 47 million rupees and Civil 43.84 percent of the bank decreased to 2 billion 149 million rupiah share mortgage loans.

Similarly, Nepal Bank decreased by 31.32 percent to 3.62 billion rupees, National Commercial Bank decreased by 26.89 percent to 4.47 billion rupees, Nepal Investment Bank decreased by 40.73 percent to 1.77 billion rupees, Himalayan Bank decreased by 18.74 percent. 1 billion 24 crore rupees, Bank of Kathmandu decreased by 20 percent to 1 billion 70 crore rupees and NCC Bank decreased by 30.78 percent to 1 billion 47 crore rupees.

Similarly, Lakshmi Bank decreased by 26.13 percent to Rs. 2 billion, Siddharth Bank decreased by 30.95 percent to Rs. 3.79 billion, Global IME Bank decreased by 36.50 percent to Rs. 4.69 billion, Citizens Bank decreased by 32.76 percent to Rs. 3.85 billion. crore rupees, Prime Bank's 16.88 percent decreased to 3.29 billion rupees, Sunrise Bank's 15.53 percent decreased to 1.96 billion rupees, Prabhu Bank's decreased 16.74 percent to 2.3 billion rupees, Mega Bank's decreased 32.42 percent to 2. 1 billion 77 crore rupees, Century Bank has reduced by 23.14 percent to 2 billion 24 crore rupees and Sanima Bank has reduced by 23.96 percent to 1 billion 64 crore rupees.