Kathmandu. Nepal Rastra Bank Governor Mahaprasad Adhikari has said that he will maintain 100% risk in share mortgage loans up to 50 lakh rupees. He gave this information while clarifying the monetary policy of the current fiscal year 2080/81. Earlier, 100% risk burden was maintained only for loans up to 25 lakh rupees. However, now it is going to be increased to Rs 50 lakh.

  The Governor's official said that the provisions related to the risk weight of 150 percent for loans above 50 lakh rupees have been kept unchanged. The National Bank has mentioned in its monetary policy to review the existing risk weighting arrangements for share mortgage loans, real estate loans and hire purchase loans.

Likewise, the governor officer said that the policy has been adopted to encourage small auto businessmen. 100% risk load will also be arranged for auto loans up to 25 lakh rupees. This will give relief to the small auto business - said the Governor's official.