Kathmandu. Nepal Rastra Bank has amended the integrated instructions issued for banks and financial institutions to implement the arrangements made through the monetary policy review. Amending the Integrated Directive 2080 on Sunday, the bank rate, which is the upper limit of the interest rate corridor, has been maintained from 7.5 percent to 7 percent.

Similarly, the policy rate has been reduced from 6.5 percent to 5.5 percent and the deposit collection rate from 4.5 percent to 3 percent. By paying 10 percent of the arrears badger, the loan restructuring and rescheduling system has been implemented by the end of March 2080 at the request of the debtor.

Similarly, after 2080, the arrangement that 50 percent of the bond can be calculated as a deposit has been implemented. At present, 100% of the loan is being calculated as a deposit, but there was a provision that it could not be calculated in the 2080 final bond deposit. 2081 till the end of June, 50% deposit can be calculated.

In the case of earthquake victims' loans, the ratio between the loan and its mortgage protection should be increased by at least 10 percentage points compared to other house and residential loans, according to the instructions of the National Bank. According to the National Bank, the limit of such ratio can be maintained up to a maximum of 100 percent.

Similarly, the central bank has arranged that banks can spend 40 percent of the amount from the institutional social responsibility fund for 2 years on the reconstruction of the structures of the earthquake-affected areas. Similarly, the risk weight of share mortgage loans and real estate loans of a margin nature has been maintained from 150 percent to 125 percent.