Introduction Introduction Forward Community Microfinance Bittiya Sanstha Ltd. (FCMFBSL), is a national level, "D" Class microfinance development bank, established in 13th September 2012 (2069-Bhadra-28) under Companies Act 2006 of Nepal. The institution obtained a license to perform financial transactions from Nepal Rastra Bank, the Central Bank of Nepal in 19th March 2013 (2069-Chaitra-06) and commenced its operation formally from 17th May 2013 (2070-Jestha-03). The operation of FCMFBSL is a continuation of microfinance services provided by an NGO called “Forum for Rural Women Ardency Development (FORWARD)” which was providing microfinance services since 2059-09-15 (Dec-2002). The legend behind the establishment of “FCMFBSL” begins from 2052-01-18 (May-1995) in creative vision of Late Mr. Dinesh Chaudhary, Founder cum Executive Director of FORWARD developed the most profound concept to serve the poor backward communities of rural areas.
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