Most of the banks have already announced the interest rates to be implemented from September. Out of which, NMB Bank will provide 2-year home loan at 8.99 percent and 5-year home loan at 10.75 percent. In addition, the bank has fixed the interest rate on solar loans for 10. years from 9.99 percent to 11.99 percent.

Everest Bank has been disbursing 10.98 percent home loan, 10.73 percent 3-year car loan and 11.48 percent car loan for 5 years. In addition, Sanima Bank will provide 15-year home loan and 5 to 7-year car loan at 8.25 percent interest rate.

Similarly, Nepal Investment Bank will also provide home loan and car loan at a fixed interest rate of at least 1 to 10 years. The bank has fixed interest rates at 10.50 percent and 12.50 percent for 7-year and 10-year home loans, respectively. The bank has also fixed interest rates on 7-year and 10-year car loans at 11 percent and 13 percent, respectively.

Similarly, Nabil Bank has announced to provide home loan at 7.49 percent interest rate and car loan at 7.99 percent interest rate for one year on the occasion of its 36th anniversary. Rastriya Banijya Bank is also providing home loan at 7.25 percent for one year.

Earlier, Sunrise Bank had introduced a scheme called 'Sunrise Simple SME Loan'. Under the scheme, the bank is providing 40-year home loan at 8.95 percent interest rate.