As of the first quarter of the current fiscal year, commercial banks have collected deposits of Rs. 36.54 billion and disbursed loans of Rs. 3.034 billion.

Corona has reduced the business of five commercial banks. As of mid-July, Standard Chartered Bank's deposit mobilization has declined by 14.05 percent or Rs 13.92 billion and credit flow by 7.16 percent or Rs 4.12 billion. By mid-July, the bank had collected Rs 99.11 billion in deposits and invested Rs 57.52 billion in loans. As of mid-October, deposit collection and credit flow has been limited to Rs. 88.19 billion and Rs. 53.40 billion respectively.

Similarly, credit investment of Nepal SBI Bank has declined by 3.56 percent during the same period. The bank had invested Rs 94.31 billion in loans till mid-July last year, but it has declined by Rs 3.36 billion in three months to Rs 90.95 billion. Similarly, credit flow of Himalayan Bank decreased by 3.11 percent, Nepal Bangladesh Bank by 1.25 percent and Laxmi Bank by 1.58 percent during the same period.