Kathmandu: Nabil Bank's net profit has declined by 1.27%. The bank has earned a net profit of Rs 2.16 billion in the second quarter of the current fiscal year. Net profit also declined due to decline in net interest income and operating profit. As of mid-January, its distributable profit is Rs 1.84 billion.

Nabil's reserve fund has also improved. Earnings per share fell by Rs 5.28 to Rs 40.04. Meanwhile, the amount of retained earnings has come down. The bank seems to have succeeded in expanding deposit collection and credit flow.

Based on current capital, Nabil's actual earnings per share is only Rs 29.91.