Kathmandu. Sanima Bank Limited has published unrefined financial statements for the fourth quarter of the last financial year 2079-80. The report shows the bank's ability to distribute more than 17 percent of dividends.

Sanima Bank has improved its net profit significantly. During the review period, the bank earned a net profit of Rs 2.61 billion 92 million. In the same period last year, the bank earned a net profit of 2.9 billion 31 lakh rupees. This is 25.13 percent more.

Net interest income of the bank increased by 39.50 percent. Last year, the net interest income of the bank was 4.65 billion rupees and now it is 6.48 billion rupees. Likewise, the net fee and commission income has decreased by 8.11 percent. The operating profit of the bank increased by 7.96 percent. During the same period last year, the profit reached Rs 3.78 billion during the period under review.

Distributable profits

2 billion 200 million 96 million rupees

Bad Loan Ratio (NPL)

NPL increased from 0.33 percent to 1.30 percent.

Impairment charge

Due to the increase in bad loans, the bank's impairment charges have also increased. During the review period, the charge has reached 1 billion 5 million rupees.

Earnings per share

2 rupees 54 paisa increased to 21 rupees 2 paisa.

Price earnings ratio

12.39 times

Net worth per share

155 rupees is 51 paise.

Paid up capital

12 billion 46 crore 1 lakh rupees

reserve fund

6 billion 91 crore 69 lakh rupees

Deposit collection and loan mobilization

During the review period, the bank collected deposits of 1 trillion 75 billion rupees and mobilized loans of 1 trillion 45 billion rupees.