Kathmandu. 20 commercial banks that are currently operating have already published their unrefined financial statements for the fourth quarter of the last financial year. According to the financial statements published by the banks, the distributable profit of the 20 commercial banks in operation is 31 billion 99 million 97 million rupees.

Everest Bank has the highest distributable profit till the review period. During this period, the bank has a distributable profit of 4 billion 33 crore rupees. According to which, compared to other banks, Everest Bank's dividend capacity is also the highest. For the past five years, the bank has not been able to give proper returns to its shareholders. It can be predicted that the bank will be able to give reasonable returns to its shareholders in this financial year.

The second number is Nabil Bank. During this period, the distributable profit of the bank is 3.96 billion rupees. In addition to this, the bank had to hold the hands of its shareholders for the past 2 years due to non-sufficiency of the capital ratio. According to the provisions of Nepal Rastra Bank, if the CCRC is not reached this financial year, the bank cannot distribute the dividend.

Nepal Rastra Bank published the details of CCRC every three months. Only after that information, the issue of whether the bank will distribute dividends or not will be revealed. Investors have been expecting reasonable returns for a long time. The distributable profit of NIC Asia Bank, which became the third best in the ability to give dividends from the profit of the last financial year, is 3 billion 69 million rupees.

Similarly, the distributable profit of Global IME Bank is 2.95 billion rupees, 2.73 billion rupees of Standard Chartered Bank, 2.2 billion rupees of Sanima Bank, 2 billion rupees of Krishi Bikas Bank, and 1.93 billion rupees of Lakshmi Sunrise Bank. During the review period, the distributable profit of Prime Commercial Bank was Rs. 301.5 million, Prabhu Bank has a distributable profit of Rs 16 crore 16 lakh.

The distributable profits of Nepal Investment Mega Bank and Kumari Bank have decreased. During this period, the distributable profit of Nepal Investment Mega Bank has decreased by Rs 71 crore 14 lakh and that of Kumari Bank by Rs 84 crore 83 lakh.