Kathmandu. The country's 20 commercial banks posted a combined net profit of NRs 19.15 billion in the first quarter (mid-July to mid-October 2026) of fiscal year 2026/27, marking a staggering 45.6% rise in profits from the previous 13.14 billion. Banks' combined loan-loss provisions fell by over 62% to NRs 11.09 billion from NRs 29.27 billion a year earlier. Improved loan recovery and regulatory concessions introduced by the central bank helped this reduction.

Nabil Bank Earns Highest Profit

In the first 3 months of the current financial year, Nabil Bank has appeared in the first position in the list of highest profit earners. Nabil has earned a net profit of 2.55 billion rupees. In the same period last year, the bank had earned a profit of 1.75 billion rupees.

Global IME Bank, ranked second, has earned a profit of 2.31 billion rupees. In the same period of the last financial year, Global had earned a profit of 1.85 billion rupees.

Rastriya Banijya Bank has shown significant improvement, earning a profit of 1.64 billion rupees, which was only 580 million rupees last year.

Among other banks earning profits above 1 billion, Everest Bank earned 1.25 billion, Prime Commercial Bank earned 1.18 billion, and Nepal Investment Mega Bank earned 1.18 billion. Nepal Investment Mega Bank has shown a significant improvement in profit compared to 450 million last year.

NMB Bank earned 1.16 billion, Agriculture Development Bank earned 1.09 billion, Kumari Bank earned 1.07 billion, and Sanima Bank earned 1.05 billion rupees.

Citizens Bank Gains Profit 

Citizens Bank, which was at a loss of 220 million rupees in the first quarter of the last financial year, has returned to profit this year by earning a profit of 100 million rupees. Similarly, Laxmi Sunrise Bank, Prabhu Bank, and Siddhartha Bank have also more than doubled their profits.

Nabil Bank Limited – Rs. 2.55 billion
Global IME Bank Limited – Rs. 2.31 billion
Rastriya Banijya Bank Limited – Rs. 1.64 billion
Everest Bank Limited – Rs. 1.25 billion
Prime Commercial Bank Limited – Rs. 1.18 billion
Nepal Investment Mega Bank Limited (NIMB) – Rs. 1.18 billion
NMB Bank Limited – Rs. 1.16 billion
Agricultural Development Bank Limited (ADBL) – Rs. 1.09 billion
Kumari Bank Limited – Rs. 1.07 billion
Sanima Bank Limited – Rs. 1.05 billion