How much loan flow of commercial banks of Nepal

Dec Sat 2023 08:39:58

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How much loan flow of commercial banks of Nepal

2 trillion 44 billion subsidized loans, 22 and a half billion interest subsidy

Kathmandu. Nepal Rastra Bank has provided 22 and a half billion rupees as interest subsidy until last October. 22 billion 398 million rupees interest subsidy was given while approving loans for subsidized loans. It has been arranged that 10 types of loans can be taken under the subsidized interest loan program. According to this, the National Bank has given 22.39 billion rupees interest subsidy on subsidized loans till last October.

According to Rastra Bank, commercial agriculture and livestock loans, without collateral, with collateral, educated youth self-employment loans, youth project loans returning from abroad, women entrepreneurial loans, Dalit community business development loans, higher and technical and vocational education loans, private housing construction loans for earthquake victims. , for the operation of the textile industry, the training given by the organization recognized by the Technical and Vocational Training Council, the youth self-employment loan, etc.

Till the end of last November, a total of 141 thousand 369 borrowers have been approved for loans of 2 trillion 44 billion 92 million 99 million rupees. In which, commercial banks provided 121,303 borrowers with 2 trillion 14.58 billion 91 lakh rupees, development banks with 18,108 borrowers with 27.12 billion rupees 77 lakh rupees, finance companies with 1,866 borrowers with 3.13 billion rupees 54 thousand rupees and microfinance institutions with 92 Loan of 80.29 lakh 70 thousand rupees has been approved to the debtor. 

According to Rashtra Bank, commercial agriculture and livestock loans worth Rs. 1.56 billion have been approved to a total of 58 thousand 43 borrowers. Similarly, 2 billion 95 million 32 million rupees to 4 thousand 257 borrowers without mortgage, 1 billion 53 billion 943 million rupees to 53 thousand 786 borrowers with mortgage, educated youth self-employment loan 7 million 81 million rupees to 163 borrowers, 861 youth project loans returned from abroad. 706.1 million rupees to borrowers, 85.6 billion 59 lakh rupees to women entrepreneur loans to 80 thousand 776 borrowers and 69.49 million rupees to Dalit community business development loans to 988 borrowers.

Similarly, higher and technical and vocational education loan to 121 borrowers is 42.7 million rupees, private housing construction loan for earthquake victims is 49.7 million rupees to 174 borrowers, 2.215 million rupees to 193 borrowers for operation of textile industry, technical and vocational training council. The training given by the recognized institution is Rs 4 lakh for 2 borrowers and the loan for youth self-employment loan is Rs 2 crore 84 lakh for 48 borrowers.