Global IME and Janata Bank became one in the Big Merger scheme. But the correspondence of the NB Group to the Nation Bank to merge Nepal Bangladesh 9NB Bank and Nepal Bangladesh (NB) Bank and Nepal Credit and Commerce Bank (NCC) is equally confused.

NRB's strategy is to merge the banks with cross-holding of shares of the same person or organization. These two banks also have cross-holdings. NB Group, one of the founding investors in Cross Holding, had written to Rashtra Bank in the second half of July asking for necessary instructions for the merger. However, NRB has not yet taken action on the NB's letter.

Managing Director of NB Group MD Laxmi Bahadur Shrestha has been working hard to merge the two banks. Although Shrestha wanted to merge, the board of directors of both the banks have not been very active. An operator of NCC Bank said that both the banks were not heated as the NRB did not give instructions.