Kathmandu. Most banks' returns on equity have fallen below 15 percent. According to the banks' financial statements based on the second quarter of 2077/78, the ROE of most banks is less than 15 percent.

In the first six months of the current fiscal year, NIC Asia Bank's ROE is 24 percent. The bank's ROE was 23.45 percent in the last three quarters and 26.48 percent in the previous fiscal year. Although the ROE of the bank decreased in this period of the current fiscal year, the ROE of the bank is higher than other banks. The lowest earners during this period were the civil banks. Civil Bank's earnings per share stood at 3.98 percent. The bank had 3.77 percent and 6.42 percent in the first quarter.

Prabhu Bank is the second highest earning bank for the share rich. The bank will be able to earn Rs 19.99 paise to a shareholder who invests Rs 100. Last year, the bank's capacity was only Rs 15.18. In the first quarter of the current fiscal year, this capacity has increased to Rs. 22.41. During this period, Prime Bank has also increased its ROE to Rs 17.61. By the end of the last fiscal year, the bank had an ROE of Rs 13.53. At the same time last year, the bank had 12 rupees 32 paise.

There are 20 banks with ROE less than 15 percent in this period of the current fiscal year. Of these, ROE of 11 banks is above 10 percent and ROE of the remaining 10 banks is below 10 percent. ROE of Navil, NMB, Mega, Kumari, Nepal Bangladesh Bank, Sunrise, Machhapuchhe, Citizen, Nepal Investment Bank and Laxmi Bank is more than 10 percent.

Bank of Kathmandu, Standard Chartered Bank, Krishi Vikas Bank, Nepal Credit and Commerce, Century, Nepal Bank, Himalaya Bank, Nepal ABI and Civil Bank have ROEs below 3 percent to 10 percent.