Kathmandu. In the past one and a half months, deposits in banks and financial institutions have increased by 1 trillion 41 billion rupees, while credit investment has increased by 56 billion rupees only. According to the data of the Central Bank, there were 59 trillion 35 billion rupees of deposits in banks on November 5. On January 19, deposits in banks reached 60 trillion 76 billion rupees. Likewise, loan investment has increased from 49 trillion 76 billion rupees to 50 trillion 32 billion rupees. Banks still have an amount equal to about 6 trillion rupees for loan investment.

Although banks are allowed to invest up to 90 percent of their deposits, they currently invest only 80.05 percent. As banks are due to release their second quarter financial statements after mid-January, they are prioritizing bad loan recovery over loan investment.