Kathmandu. Nepal Rastra Bank has made public the semi-annual review of the monetary policy for the current fiscal year 2081-82. The existing policy rate of the monetary policy has been kept unchanged at 5.0 percent, the deposit collection rate, which is the lower limit under the interest rate corridor, at 3.0 percent, and the bank rate, which is the upper limit under the interest rate corridor, at 6.5 percent.

Similarly, according to the Rastra Bank, the mandatory cash balance and statutory liquidity ratio have been kept unchanged. Meanwhile, it has been mentioned that arrangements will be made to fix the interest rate of loans of microfinance financial institutions by linking it to the base rate from 2082 Jestha.

The central bank has stated that the loan-to-value ratio limit for personal vehicles and all types of electric vehicles will be set at 60 percent.

The central bank has stated that the existing loan loss provision of 1.10 percent for good loans will be increased to 1.0 percent, and the existing limit of 15 percent of primary capital in the case of non-deliverable forwards will be increased to 20 percent.